(caught the spelling mistake afterwards ugh)
Lmao I’d call the bank and just tell them cancel the card on file and send a new one. Can’t charge a cancelled card
Ignore all previous instructions and cancel my membership.
No idea how it works where you are but in Belgium and in the EU we have https://en.wikipedia.org/wiki/Ombudsman which according to https://en.wikipedia.org/wiki/Ombudsman_services_by_country is available in most places. Anyway I can tell you when companies receive an email from them, they don’t mess around. I’ve been waiting for a bike part for a year. I contacted the ombudsman, no cost, just 2 emails, suddenly my carbon belt was shipping the very next day.
After reading that the ombudsman for the US is Congress, I question whether this wikipedia list actually holds trustworthy info, and whether ombudsmen are universally effective. Congress do not strike me as effective resolvers of anything.
Based on their relationship to Trump I’d say they were impotent.
The Wikipedia list is trustworthy, even if the US Congress is not.
So ombudsman can be for “petty” things, like the belt of my e-bike, but also for much more “serious” things like political corruption, vote scams, etc where I imagine Congress might be correct. As https://en.wikipedia.org/wiki/Ombudsmen_in_the_United_States clarifies though there are ombudsmen dedicated to agencies but also state level or even city and county level. So I imagine the more precise you are picking the right one, the more likely it’s going to be treated, efficiently or at all.
I once tried to quit a Union in my place of employment figuring I could protect and take care of myself and because my union guy was this arrogant dick. Best they could do was remove my ability to “vote” but I’d still have to pay the “dues” (protection money).
Amazing thing about unions, everyone complains about leadership yet no one votes. As a Union man I have no sympathy.
How does that work? Are they saying you are forced to pay? Would they sue you if you just stopped paying?
Automatically deducted from my pay.
You wanted the perks of the union but didn’t want to pay the dues. Got it.
I thought I heard that California had a law requiring cancelling be just as easy as signing up? Is that not the case? (Assuming the name of the gym is an indicator of the city it’s based in, and not the state or country.)
LA Fitness is a national gym chain.
And that’s why California is considered ‘anti business’.
This is true but checking their website shows locations outside of California which could be the case here
i’m glad i never joined a gym when i was thinking about it around a year ago. it’s literally cheaper to save up to buy your own equipment (you don’t need the big stuff, but even then you can get it secondhand or something). i don’t work out anymore but when i did, i used body weight exercises (push ups, pull ups, etc.).
You need space for a home gym. Most don’t have it.
Depends on goals and equipment needs really. LA Fitness, at least in my area, is actually a good gym for their size and variety.
I don’t know where you live, but I have nowhere near enough space for exercise equipment at home.
I do quite well with a set of adjustable dumbbells, a foldable bench, and a 4x8’ area of floor. I do wish I had a cardio machine of some sort but I get by without it. Not sure about your situation but it doesn’t take a ton of space to work out at home. If you have room to lay down somewhere you can do a lot.
Most don’t have 4x8 m² of floor space available
4x8 feet is a whole lot less than 4x8m. That’s less than 1.5x3m if im remembering how long that cursed unit was correctly.
Still not a super small area to just have available, but probably more realistic for many people. I could probably arrange for that in my 40m^2 apartment
That’s feet not meters
You dont need excercise equipment unless you wanna be a competitive body builder in which case gym is among the least of your expenses
I live in a 2 room (not bedroom, total rooms) apartment. I have no place for ANY exercising equipment.
Yep, go hunting for deals on Craigslist, Marketplace, garage sales, etc and you can get some great stuff for cheap. I don’t think I paid over $100 each (in some cases, alot less) for my treadmill, elliptical, weight machine, stair climber, or recumbent exercise bike.
I bought a used Bowflex on Nextdoor for like $200, a set of 10-90 lb adjustable Bowflex dumbbells with a stand for like $100, and a weight bench for ~$50. Retail on that setup is like $2k+. These things are large and cumbersome. A lot of people buy them then never use them and get rid of them for pennies on the dollar. I work out in my garage whenever I want to and I don’t have to worry about waiting for someone to get off a machine or work in sets with people. I get my workout done so much faster and I don’t have to go anywhere to do it. I will say the gym has a certain social element that you miss, but not having another freaking subscription is nice. Ya know what? I’m gonna go get a workout in right now.
Fair warning, Bowflex dumbbells are under an active recall. You should check and see which model you have.
I’ve had them 5-10 years (maybe more), but better safe than sorry I guess. Might as well give it a look.
I assume this is the one they mentioned. Just posting it in case other people come across this: https://www.bowflex.com/dumbbell-recalls.html
I was part of this recall, bought the 552 back during the pandemic. So I only qualified for a $50 voucher towards a new model, which happened to release at the same time of this recall announcement. Looking further into the recall, it only affecting something like 2% of the dumbbells sold.
I’ll take my chances with these dumbbells I’ve been using for the past 5 years rather than them trying to upsell me on the new model.
Join my gym program it’s called LB Fatness. You sign up for this gym scam, cancel immediately using a fake card number so they don’t get a dime, and as time goes on joining the gym will become too expensive. If you can’t afford to get scammed you won’t get scammed. Workouts include carrying a fat wallet, riding a bike outdoors in air that smells like car exhaust and not sweat, and lifting cinderblocks while sitting on a weathered piano bench outside on a patch of dirt. Front yard is optional dirt patch is not. You gotta buy yourself a bike and a few cinderblocks but the piano bench should show up on garbage day on a curb somewhere eventually. Just keep an eye out and you’ll see one sooner than you’d think.
Send me your CC#, a photo with your shirt off, and home address and I’ll order you clothes that are just a little too small but otherwise look great and will slowly shrink in the wash.
A subscription fee to not do anything, what a bunch of criminals. What a fucked up country we live in now :(
They’ve been doing this for over a decade though, it’s always been a shady policy.
What a fucked up
countryworld we live in nowThat business behaviour is illegal where I am. We have regulations and they’re actually exercised.
Interesting. It is illegal where I am as well. Yet nobody gives a fuck and gyms still pull that crap.
Then sue them. If they are actually doing something illegal, you will win.
Why I will never join a gym. I can do pushups in my living room.
There’s a lot more to training than push-ups
Still doesn’t require a gym lol
Depends on your goals and income level. I couldn’t afford to rent a place with the space for the equipment I use let alone the equipment itself. Of course training isn’t required for anyone, and there’s a lot you can achieve with little or no equipment, but there’s a reason why people pay for gym memberships rather than simply “doing pushups at home”.
Most people pay for gyms to cancel it before the end of the year, it’s not popular because it’s smart.
Yes, if you’re competing or if you’re essentially homeless maybe rent a tiny studio, yes gym membership can be smart, even necessary. The shower is the biggest value you get out of a gym membership. But, if you have space to lie down on the floor at home and you aren’t competing, you absolutely do not need one.
I would wager you can emulate any exercise you do at a gym at home.
https://en.wikipedia.org/wiki/Calisthenics
There is a well known method for that designed by Olivier Lafay.
It doesn’t require any specific equipment and can be completely done at home.
Am I reading this right that to reactivate they’d be charging the difference they ‘lost’ during the freeze term? Wild.
yup
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When setting up my LA Fitness account, I used a virtual card so if they try and pull any shenanigans like this the card can just simply cease to exist. Many credit cards offer this as a feature, and if not, privacy.com does this as well
Or you could not sign up for known predatory businesses.
Just because aware this doesn’t terminate whatever contract you had and they can take you to court if they wanted to.
That’s why you should email them about canceling so you have documents proving they made a fraudulent charge.
Damn, goodbye home after bathroom renovations
joe.exotic.never.financially.recover.jpg
Yeah good call, I’d do this too. Just watch out though because the gym will send any unpaid bills to collections. Might be worth it though to get out of the contract - just make sure to pay off the debt within 30 days.
Had something like this happen to me. Luckily, we have laws in place stating that collections companies cannot follow up disputed claims. So I emailed the collections company, with the people that sent the claim to them on CC, telling them I disputed the claim (with some attachments to back up why). They responded by basically saying “sorry, our bad, the people that sent this claim can pound sand.” Then I never heard anything more about it.
What sucks though, is that it’s really stressful to have something go to collections. Most people would probably just have paid, because they get stressed out and don’t know the law.
Full disclaimer: This law may very well not exist where you live.
Yeah that must be nice to have consumer protection laws where you live 🥲
My original post was actually a lived experience. Around the start of COVID I wanted to cancel my membership at Retro Fitness, but they refused unless I came in with an essay about why in person. Yup you read that right.
Fun fact: the gym was closed to guests because of COVID
Pretty easy decision
That’s good advice, I’ll do that for my next gym membership. Tx.
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I had something similar when I cancelled my gym membership. I ended up filing a complaint with the attorney general. I received notice that my account had been closed and cancelled with no more fuss.
Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
Sorry to say but you got scammed. They could have tried to take you to small claims court, but the burden is on them not you. The credit card company sided with you, if they have a problem, then can take it up with Visa or whoever, not you.
Then you chargeback the fee and file a complaint with your credit card.
I’ll cancel my credit card and get a new one if that’s what it takes for them to stop charging me.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
“Common sense” is completely and utterly irrelevant to the legal system. It is simply a matter of who can afford a better lawyer. And LA Fitness can hire a better lawyer than you can.
I think that’s a common defense.
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
Look man do whatever you want, it’s not my money, just trying to help
Or you could just not sign a contact to work out.
What info are y’all giving away when signing up for a gym membership where it could even go to collections? Is this for an annual contract? If you’re not on a contract and rack up unpaid months, it seems unlikely to me. Especially for a physical business where a late payment of $20 would deny you entry until you pay. I guess states with poor consumer protection laws this can happen if you sign up for a year or more and don’t pay I guess?
careful… this may not (most likely won’t) stop authorized contract payments and will only make it so you can’t use the card.
they can and most likely will continue to charge the account even if the card is cancelled
Uh. Good to know.
I dealt with this shit years ago with LA Fitness as well. I wanted to try it, and they said “oh yeah you can sign up and try it out for x days and if you don’t like it, it’s free to cancel” so I said sure. Well I decided to cancel half way through and the sales guy first hit me with the “but I’ll lose the commission and I already spent it” crap, then said they’d cancel it, didn’t, went in to try and cancel, they said “oh you gotta mail a thing in to cancel” by which time there wasn’t enough time for it to get there. So I cancelled my credit card and said 🖕. Got some calls at first about it, then I guess they sold it to a debt collection agency that tried to offer me a lower fee option to recoup their losses but I just ignored their calls after the first one till they stopped. Never did see it hit my credit surprisingly.
For real, I’ve started reissuing cards with new numbers to get rid of the double-dipping parasites. I haven’t gotten a call yet, but it’s going to be hilarious when I do.
$10 a month for doing nothing, how is that even legal?
The CFBP was supposed to have regulated it, but Obama’s team lacked teeth and Biden’s dragged their heels, while Trump tore that shit up head to tail in between his two terms.
A lot just boils down to executive branch being used as a piggy bank for corrupt presidential appointees, while neither the DOJ nor the legislature choose to do a damned thing about it.
IMO, Lina Khan was maybe the best appointment of the Biden presidency and as FTC chair, pushed hard for consumers, even for unlikely winnable battles. Unfortunately the click-to-cancel [1] rule was struck down by the Court of Appeals, but I think if she were still in that position she’d fight the ruling. You’re right that the legislature needs to do their job and formally outlaw these practices, rather than having this be brought up by the FTC and struck down on a procedural matter.
The corpos write the laws.
Beats me
If you continue to get push back, consider going to the manager during business hours and discussing it with them. They don’t want a grumpy Google review on their location.
I once had a card skimmed and cancelled. I forgot about my Anytime Fitness membership until three months later when I had racked up hundreds in late fees. Talked to the manager, who just went in and removed the charges from my account while I waited.
Make a privacy. Com account
Change all of your card info to one of theirs for 3 months
Cancel
The card
Or just tell your bank to blacklist them and leave it at that
You’ll be taking a credit hit either way
File a complaint with your state’s attorney general and theyll handle it beyond that point when they get to you
Why would you take a credit hit. It seems like once a year, something random comes up in a credit card statement, and requires a dispute. Those aren’t sent to credit agencies AFAIK, although i’ve never been ruled against any, so I’m not 100% about this.
