stabby_cicada@slrpnk.net to solarpunk memes@slrpnk.net · 11 months agoliving that suburbpunk lifestyleslrpnk.netimagemessage-square20fedilinkarrow-up1327arrow-down111
arrow-up1316arrow-down1imageliving that suburbpunk lifestyleslrpnk.netstabby_cicada@slrpnk.net to solarpunk memes@slrpnk.net · 11 months agomessage-square20fedilink
minus-squareSpaceNoodle@lemmy.worldlinkfedilinkarrow-up11arrow-down1·11 months agoDamn, how’d you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
minus-squarenick@midwest.sociallinkfedilinkarrow-up11·11 months agoI put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something. Not bad for a dude who had his house foreclosed on in 2013.
minus-squareSpaceNoodle@lemmy.worldlinkfedilinkarrow-up2·11 months agoNot bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
minus-squareooterness@lemmy.worldlinkfedilinkEnglisharrow-up8arrow-down1·11 months agoNot all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
Damn, how’d you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.
Not bad for a dude who had his house foreclosed on in 2013.
Not bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
So he got a 26-year term?
15yr at 1.9% Free money.