• saltesc@lemmy.world
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    1 year ago

    I have 7 accounts.

    It doesn’t change the incoming versus outgoing, but it does psychologically redistribute the pain. When you see $5 in “Long-term Savings” and $7 in “Short-term Savings”, feels a lot better than $12 in “Income”.

    • criticon
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      1 year ago

      I use a similar system. I calculated about how much I usually need for bills and regular expenses and get it on one account, then another one for some extras and another where I try to save as much as possible. When I get a raise or a bonus I set it up for that account.