That requires effort up-front every time I click download.

I’d rather just click ‘download’ and let it go to an easy to find default location. The desktop means I won’t just forget about it for months. It may sit there for a day or two, but it definitely won’t get ignored the way a folder I rarely look at does; because the clutter right in my face annoys me into cleaning it up.

Working around/against my own procrastination.