Here are my two cents

I can put some extra payments on my mortgage and consider this a bond for a few years.

I think it worth some calculation about mortgage vs bond. When you pay extra mortgage, you’re saving your after-tax money from interest. When you invest in bonds, your interest earn is pre-tax. As you have kids, I assume you have some tax credit so your marginal tax rate is not so high.

Next is the US allocation.

I just learned that VOO in RRSP are exempt from 15% tax withholding. [1] Is your RRSP contribution enough for the US allocation you expect?

For me, I have some high PE, big cap stocks for Canadian market. My US allocation use for hedging CAD/USD, as my income is in CAD

[1]: Some ref links

https://youtu.be/IlSEg6Fux_A

https://modernmoney.ca/investing/voo-and-rrsps/

https://www.reddit.com/r/Wealthsimple/comments/1co90hn/vfv_or_voo_in_rrsp/

My first thought was framework, they’re a transparent and small business and super linux-friendly. However, I just found that

Headquarters Address: 447 Sutter St, PMB 135, San Francisco, CA, 94108-4618, United States Trademark: Framework®, Registered in U.S. Patent and Trademark Office

https://frame.work/ca/en/contact-us

Edit: I found a wiki page listing laptop brands, and there are several non-US brands https://en.wikipedia.org/wiki/List_of_laptop_brands_and_manufacturers

I like Pop!OS, but fine to migrate

I think you don’t need to migrate if you find a laptop that works great in Ubuntu/Fedora/etc. IHMO most linux-related issues are caused by drivers, especially NVIDIA and WiFi. If the kernel is updated, then different distros should behave similarly.

AMD also claims that the Ryzen AI Max 395+’s integrated graphics, the Radeon 8060S, can beat the RTX 4070 laptop GPU by up to 68%

This sounds really promising. IMO previous NUC products are only targeting multimedia, and they performed poor at gaming. If a NUC could have at least mid-level gaming PC’s performance, it will be very attractive to those who have limited desk space

I would suggest every person to have a try. Even you feel SIFU too hard, you can only play 30 minutes.

This is the only game which gives me the feeling that I’m inside a 1980s Hong Kong Kung Fu movie. The only game.

I agree that Purdy had several great passes on Monday. I’m always confident in Purdy’s big plays. He can make big plays when the window is tight and pocket crashed fast.

Some Purdy-haters claim that these big plays are due to talented receivers(including Kittle) and every NFL QB can do that. As a Purdy fan, I think it’s obvious that Purdy is (almost) the most important role in these plays.

I’m okay for a loss today (and it’s close!), but I’m worried of the 2 ints. I hope Purdy won’t go into the downward spiral (1) Throwing INTs (2) Trying to prove himself with heroic but aggressive throws (3) More INTs

Do we have TLDR for this 14 min video?

At least we are losing with 2 drives (2 FGs) instead a funny 1-pt lose :-(

Well, our season ends with an interception and an exhausted defence team

Although we’re leading the game now, but I don’t feel so good now. We missed two easy interceptions. Wish that we don’t lose by 1-pt again

I hope the game clock could go faster

I was thinking that we may keep the game until 4th quarter if we can TD in the opening drive, but the goal-line fumble was the last nail in the coffin

As Ontario resident, I’m jealous of the heavy snow at Buffalo now

Now I wish I didn’t purchased season-long streaming for NFL. I could watch football, hockey, F1 instead…

I think we don’t need to be desperate yet. Arizona is leading NFC West with 6-4 and all other teams are 5-5. I think Washington (7-4) will take the last wild card, but we can still fight for division winner. It’s likely that the last week game SF @ ARI will decide the division winner

Losing a game to NFC West rivals in the last drive.

Well, at least not a funny lose

Fingers crossed for the last drive

3 missed FG, punt receive fumble, victory at the last drive.

I’d enjoy this exciting game if I’m not a 49ers fan

Kittle’s beautiful tiptoe TD!

Punt receiving is crazy. Why we turned punts into long passes so frequently?

It happened on SB, week 2 vs Vikings, and now we gifted a TD to Tampa