Not what out of pocket means, out of pocket means that you will be personally covering expenditures

e.g. “I broke the company monitor so I will be coming out of pocket to replace it”

Actually now that I think about it, your usage comes from the AAVE usage so it’s valid. Whoops

Yeah pretty fucked. Let’s give the image a ton more credit than it deserves and call it a critique on the increase in childhood obesity and lack of affordable healthy food as well as lack of child nutritional education for parents who may be too lazy/overworked/poor to feed their kids more than McDonald’s for every meal

It’s just a massive time scale that it happens on, but yes that gives way to feeling like that. Read the first 2, put the last one down halfway through after it started shitting all over the first 2 books with a certain character’s actions.

The second book has a really cool few pages that helped visualize what experiencing the 4th dimension could be like.

The series is more interesting for its concepts than it is for plot or any one character imo

Yeah seems that way. People who think it’s okay for abortion to be illegal, whatever concessions they make, all seem to fall into the same few camps. Hate women, don’t understand the risks and long term effects of pregnancy on the human body, or don’t understand that an abortion is almost never done on what’s considered a baby. Generally a venn diagram that is almost an even circle.

Nice, sorry if I came in hot. The issue you have is with health ramifications of the procedure which is also totally sane.

/s

You sound like you have a lot of hate in your heart. I’ll be praying for you 🙏

I’m not a big fan of the idea of abortion

Are you saying you’re not a big fan as in you don’t think it’s a great, fun thing to do? Like “I’m not a big fan of _____ sport”? Or against the idea itself?

I’m assuming that by “the idea of abortion” what you really mean is that you’re not a fan of killing babies, which is not what abortions are doing.

And if that’s not what you mean then I ask that you clarify what it is you do mean since, sure, you make decent points here but it’s important that everyone understands what an abortion is and what is being aborted, which is almost never a living baby.

If I’m being honest, someone who says they don’t like the idea of abortion sounds like someone who doesn’t know much at all about what one is or what it’s removing. Or someone who thinks abortions are for sluts who go out fucking everyone and getting pregnant and just aborting 3rd trimester babies bc they’re sluts (I will clarify here that I also don’t see a problem with female promiscuity resulting in abortion either)

For all intents and purposes this comment triggered me

John Travolta

Loosing isn’t the right word

Bad take, straight men can enjoy a good pegging. Also empathy is not a prerequisite for homosexuality. I wager empathy has nothing to do with sexuality nor is it any indicator of sexual preference.

This is just bullshit he’s spewing to justify forcibly spawning more meat for the grinder, by hook or by crook. While I don’t know if he’s married to a woman, I highly doubt he’d think this would apply if his wife was raped and became pregnant as a result. Carrying a rape baby to term is for proles in the eyes of people like this

That means nothing imo, last book I read was years ago and I’m in a field most consider to be for sharper folks. Software dev. The book was the last in the three body problem trilogy.

In a world where the Twilight series exists, I really hate people who use the act of reading books as some intelligence measure

As someone who thinks the “Last Dab” sauces from Hot Ones aren’t spicy enough, no. Your body adapts. I only burn my hole if I eat something that’s too salty now.

I’ve got the soda stream and I drink about 5 liters a day. They have a subscription plan and you can exchange your cylinders. That’s kinda pricey, still cheaper than buying packs of seltzer long term though.

I have a few cylinders still full of gas, but I already purchased this adapter thing for them to refill cylinders myself and will be buying beverage grade gas from a welding company near me. That will make it exponentially cheaper.

I don’t typically use flavors, so no recommendations there. But yeah I like this thing a lot tbh

Absolutely! I grapple with that all the time. I love having fun and traveling and having cool stuff. It’s fun having some money you’re not afraid to spend.

You deserve it, you’re the one who got yourself to where you’re at. At the end of the day do what’s right for you, just maybe spend a little bit less over the years and instead put it toward the end game.

As time goes on, sitting on ass collecting interest and being able to live off that interest comfortably will be awesome, and if you were able to live it up the whole time is priceless. Treat your now self and future self, but future self likely won’t regret now self traveling etc. (so long as you’re not doing illegal tax evasion and damaging your body long term lol)

Oh yeah and if you math it out over 30 years, 2% can be a difference in the hundreds of thousands

Yeah it’s like 21.5k for 2024. They have yearly maximums on retirement accounts in the US, and that number is higher if you’re past a certain age (“catch up”). IRAs are a lot less, like 7k this year

Congrats! Some unsolicited money advice I wish I had known earlier in my career:

If you have a mortgage and the interest rate is less than 7ish percent and you’re wanting to pay it early, something to consider:

You might put whatever extra you were planning into a Roth IRA until it’s maxed and also max out your 401k if your employment has that. Historical yield is 7ish% and compound interest will help you immensely 20-30 years down the line.

Paying off the house early is nice feeling but you can possibly refinance for lower rates later if it’s currently similar to or higher than historical investment yields. You could also do a little bit of both but prioritizing retirement accounts is the smarter move imo. So if your mortgage rate is 5% and you want to pay that down, you’re leaving 2% on the table by not putting it into either an IRA or an index fund instead.

This is assuming you’re not carrying other debts at higher rates like credit cards, those should be your priority. Next would be 3 months of all bills saved up, you can find some decent interest rates on savings accounts. I have Acorns and it’s at 5% so the 3 months reserves will stack interest for you too.

It’s still an accident. Just look up the definition. I’d wager to say most accidents are entirely preventable as well, but that’s not what determines whether something was an accident