• 32 Posts
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Joined 1 year ago
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Cake day: June 20th, 2023

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  • It’s not really even that. It’s when jurors believe the law should not apply in that specific instance for some reason.

    For example, you might be opposed to the laws against drug possession in small amounts. You could vote “not guilty” if you were on a jury where someone was on trial for violating that law, even if it’s 100% clear the defendant did, in fact, break the law. That would be nullification.

    I think I see where the admins are coming from in the sense of using nullification as a way to get off from a crime in planning (but, let’s face it, the odds that are EXTREMELY slim), but they already covered planning crimes as being against the policy. Why bother calling out the nullification part?










  • Well, there’s a fee for using those ATMs, though my credit union reimburses (up to a certain amount). So, it does work and did work for many years before I met my wife. I’d get cash back at the grocery store, usually, and avoid the ATM fee issue. There might be local ATMs that are free, but I doubt it. I haven’t looked.

    I was thinking larger sums of money, though. Recently I had my eye on a used bicycle for sale locally, and the seller wanted cash. I ended up not doing it, but getting $2500 in cash wasn’t going to be easy with the credit union. The local bank would have been much easier, just drop in (during their open hours) and do a withdraw. It’s a rare situation, but that’s the kind of thing that comes up.

    Similarly, before mobile deposit, I had to mail them checks to deposit, with all the delays and risks associated with that.

    Your solution works, but you have to watch the minimums. I’m pretty sure my wife’s account has a minimum balance (which may be $500, I don’t remember), and some banks require you to have direct deposit set up or you have to pay a fee for the account.




  • We have our accounts from before we were married, but I don’t consider it to be separate finances. I take care of all of it. Some of our expenses come from “her” account, and some from “mine”. Every now and then I go through the bills and rebalance to make sure we aren’t spending more than each account takes in. Both of our names are on all of the accounts.

    We do have one account we both contribute to, it covers our vacation fund and a car payment. I brought that account into the relationship but never used it much (long story as to why I have it), so it makes a good vacation fund account.

    My account is a credit union, and it’s great, except for one issue - it’s not local. In fact, it’s in another state. Occasionally this is an issue, like when we need cash for something. My wife had an account at a regional bank (there are a few left), so we use that when we need cash. The setup works for us.

    We generally buy everything on credit cards, then pay in full every month and reap the cash back awards.






  • SUVs are the most dangerous vehicles.

    I’ve had cars hit several times by SUVs reversing (in fairness, most were well before backup cameras became standard). “I didn’t see you.” Yeah, no shit.

    The most recent one was in broad daylight, they backed into my red car. How do you miss a red car in daylight? I also noted that the car is as tall as the average 10 year old, so if my car is in danger, then so are children.

    Logical conclusion: SUVs are unsafe to back up, so they shouldn’t have reverse.

    I said this at lunch one day to a group of friends, and one of the SUV-driving friends got offended. A few months later her SUV was in the shop for repairs after she …backed into some trash cans she couldn’t see. And hers was one of the smaller ones, like a RAV4 or something.