Shadow of Mordor in a nutshell.

The goal of an emergency fund is to be available for an eventual emergency. If you lose your job and need to live on saved up money for a few months, you might be forced to sell stock at the wrong time, losing capital. There is a middle ground where you invest that money in a low-risk investment product that will grow with time, without the volatility of the stock market.
To be fair, 6 month is a lot, and most likely not the first goal someone should have when it comes to personal finance starting from zero.

New phobia unlocked

Pistache, le chat de la révolution!

She can always go back to STEM later. OnlyFans is not necessarily the end of a career.

I toyed with a Pinephone last year. Most of my complains were toward the hardware, although I didn’t try every basic functionality either.
It took me a while to setup the OS because I wanted to try a few different distros and screwed up a few times here and there. Arch was the most stable of those I tried. It also comes with a built-in right to brag about using Arch, which is cool. I think that using a more recent and higher grade phone could make it usable in the day to day, as the pinephone is more of a development tool. Otherwise, give it a few more years.

Just install Linux mobile at this point

All we need is to engineer animals to consent being eaten.

I don’t have one, I’m browsing from my computer. I still go through all the inconveniences listed above and some more. Checkmate, smartphone user.

Terrorism is defined as the use of violence against non-combatants for political reasons. Of course it’s socially constructed. Doesn’t mean he doesn’t fit the definition.

Yeah, even visualization aside, I guess insects are not that interesting to cook compared to your usual animals. You probably won’t make yourself a “steak” from crickets alone. What is usually sold is flour. You can spread it on your salad to add proteins, or make burgers patties with them.
I write all that as if I was an expert, but I honestly never tried it ^^. One day, probably.

They are really expensive because no one is buying them but people who have time and money to spend on changing their habits.
BUT! They are actually pretty cheap to raise yourself. Crickets can eat leftovers and parts of vegetable you sometimes don’t want to eat like potato peels. We used to do that to feed our lizards and spiders at home. I guess that preparing them for human consumption would be a bit longer (drying and grinding them, or whatever), but still much cheaper than store-bought meat.

Unary base is the basest base

It’s more complicated than that and you know it.

You might not be aware of that, but there is what we call a “housing crisis” right now. There is not enough place to house everyone, and there are not enough construction sites to fix the problem rapidly considering the recent increase in population. It will take years to adjust. You can’t just make a bunch of apartments appear out of nowhere. Doesn’t matter the policy you apply to distribute them.
And about social housing, yeah, everybody likes that. It’s more a matter of government inefficiency rather than a lack of will from the population.

As someone else said, there is La Maison du Père that provide (almost) free shelter.
Otherwise, there are provincial, municipal and private orgasms that help as they can with some services for reinsertion. Like the “L’Itinéraire” magazine.
The SPVM (police department) are also there to help during interventions with people with mental illness, in crisis, or to give references for some government’s services. During great cold they are often outside to distribute goods and coffee. They don’t just give fines.

That sound pretty much like the “If you’re poor, just buy a house” people.
I think you don’t know much about Montréal. There are solutions already in place to help homeless people who want to go out of the street, but the housing crisis is pretty new and it will take years to solve. It wasn’t so bad a few years ago.

And what are we supposed to do? Legalize all drugs and being drunk in public just to avoid having to fine them, and install beds everywhere in the Underground City (and in this post’s case, in emergency stairwells at the Complexe Desjardins) with no regard for their regular use?
Sure, let’s work on proposing more accessible legal alternatives. Just take note that these laws weren’t created to punish the homeless, but to have a clean and safe public space - which have been degrading for some time now.

It’s not “being homeless” that is illegal, though. It’s drinking in public, begging or sleeping in the metro. And it sure is tough not staying in the metro during winter. There are some organisms that can provide shelter, but not enough for everyone, and it usually cost a couple dollars, which not everyone have everyday. And it’s a real problem on both sides, as the metro was not meant to become a shelter for the homeless, and people have been complaining more and more that they feel unsafe there.

Investors are better educated than the government. That’s a nice one.