Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
Never said credit cards created that problem. Spending more than you make will never work for very long. But in a month where for example your vehicle and your water heater break and you’re not rich, you gotta do something.
That’s called not being financially responsible. You are spending more money than you make. Credit cards didn’t create this problem.
Having an emergency is being financially irresponsible?
Seems to me you’re being a tad reductive.
Never said credit cards created that problem. Spending more than you make will never work for very long. But in a month where for example your vehicle and your water heater break and you’re not rich, you gotta do something.