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    • Affaires de PiassesOPM
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      1 year ago

      Yes, I have a will. I created the initial version with a public notary (QC) around five years ago when I got married. Later, I updated some terms on my own, ensuring it was signed by two witnesses, which is a requirement for a non holographic will to be valid here.

      From what I understand, online services are effective if your situation is straightforward. But if matters are a bit more intricate, it might be beneficial to seek guidance from a professional. I must admit I was somewhat disappointed with my own experience: while our notary provided some insights I hadn’t considered, they also omitted some crucial points, and even offered incorrect advice in some areas. As a result, I’ve had to make several amendments to my will to better reflect my understanding and wishes.

        • Affaires de PiassesOPM
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          1 year ago

          If your situation is as straightforward as ‘everything to the wife’, an online service or even an holographic will might just do the trick.

          But with those specific (and, I hope, very hypothetical!) scenarios you’re throwing in, it might be a good idea to chat with a lawyer, as conditions based on circumstances of death can actually be complex to enforce. They can help you spell out any quirky wishes you have. Better safe than sorry, right?

  • Avid Amoeba
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    1 year ago

    Given the last decade’s asset market explosion, is it going to keep going up? Is the market going to stagnate Japan-style? Are we in for a repeat of the Great Depression in the not so distant future?

    • Affaires de PiassesOPM
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      1 year ago

      It’s impossible for anyone to predict the future of the market with absolute certainty. While we can analyze trends, economic indicators, and historical patterns, the market is influenced by a myriad of factors, many of which are unpredictable. Historically, the stock market has shown a general trend of increasing over the long term, even through various crises and economic challenges. However, that doesn’t mean it’s immune to significant downturns or new unprecedented challenges, such as the potential economic ramifications of climate change.

      As the saying goes, ‘past performance is not indicative of future results.’ It’s always best to be cautious and make informed decisions rather than relying on predictions.