Come talk about your job, your salary, and everything related to it.

  • Victor Villas
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    1 year ago

    and I pay a mortgage rather than rent so I have money left after the 1st of the month

    What a weird world country we live in where being in debt is seen as financially helpful

      • Victor Villas
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        1 year ago

        I know that it’s a tad off-topic, but now I’m curious to know what nuance I’m missing

        • AnthoNightShift
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          1 year ago

          Someone who pays rent doesn’t have the burden of a debt, but then again if they don’t pay EVERY MONTH -and quite high prices nowadays- they don’t have a roof over their heads; that is practically serfdom. In my case, my debt, which is almost paid off, leaves me with a possession, a value than I can pass on or monetize. Ergo my debt is momentary and yields value, renting yields nothing and is permanent.

          • Victor Villas
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            1 year ago

            If they [Someone who pays rent…] don’t pay EVERY MONTH […] they don’t have a roof over their heads;

            People with mortgages also can’t stop paying without risk of foreclosure? Owners also can’t stop paying property taxes either.

            Ergo my debt is momentary and yields value

            Of course

            renting yields nothing and is permanent.

            I think differently but I don’t think it’s worth it getting into the weeds of it.

            What I don’t understand why you think I’m missing any of this nuance. I found it amusing that you listed having a mortgage as a positive - or at least that’s what I understood of adding it to the list of things that contribute to having surplus cash. I still find this amusing, all nuances considered, because it’s debt. I was expecting some kind of leverage argument… looks like it’s as simple as I imagined initially.