• Sundial@lemm.ee
    link
    fedilink
    arrow-up
    13
    ·
    1 month ago

    My wife and I have pensions plans. We won’t retire for another 35 or 40 years but that’s the plan.

    • Universal Monk@lemm.ee
      link
      fedilink
      English
      arrow-up
      2
      arrow-down
      1
      ·
      edit-2
      1 month ago

      That’s awesome, it seems really far away, but trust me, it goes by quick. I’m 55 and I retire in a few months. And I remember thinking it seemed so far away. And fuck, now I’m here. Crazy.

      • Shdwdrgn@mander.xyz
        link
        fedilink
        English
        arrow-up
        4
        ·
        edit-2
        1 month ago

        Wow, how are you retiring at 55??? I’m 56, and have spent this year re-vamping my IRA accounts with the hope of retiring in 10-12 years without any reliance on the social security that will be gone.

        [Edit] I see below you mentioned having a pension. Must be nice!

        • Universal Monk@lemm.ee
          link
          fedilink
          English
          arrow-up
          3
          arrow-down
          1
          ·
          edit-2
          1 month ago

          As long as Trump doesn’t decide to suddenly end pension plans! I mean, i don’t really think that will happen, but he’s so batshit crazy, who knows. So I figure I should take the jump now and maybe any law changes that would happen would go towards people who aren’t collecting the pension yet.

        • Universal Monk@lemm.ee
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          1
          ·
          edit-2
          1 month ago

          My pension plan is for state workers. So we can retire at 55 if we have at least 20 years service in. I turned 55 this year, and hit my 20th year this year.

          Of course, the longer I keep working, the bigger my pension would be. I took my current job with the plan to work for 3 more years, then retire.

          And I like my current job enough, but every single morning after I turned 55, when I wake up, I think to myself, “Shit if I were retired, I wouldn’t have to go anywhere.”

          My job is a 10-minute walk away. So I really have no right to bitch about it at all. But just “having” to be somewhere, gets on my nerves so much now! lol

          So since I don’t owe anybody shit, and I can live off of potatoes and beans, I’ll get by just fine. I don’t give a shit what people think of me, so no keeping up appearances. That right there, makes my lifestyle sustainable on low income.