31m. Just started investing last week and got some positions. I’ll probably add a couple more etf or stocks in this current down turn and add to the ones I have but Am I diverse enough as it is? I make roughly 2k/month working,( about half of that to expenses)my tax bracket is low rn so just trying to build capital to make it worth putting in an IRA. Thanks in advance don’t pull your punches. Not planning to do options either.
You have way too high a percent of your portfolio in individual stocks. Focus on low fee etfs, ideally ones that track whole or at least broad market segments.
0.35% is a little high for an expense ratio, especially for a product that has basically followed the S&P500 for the last 10 years. I’m no expert, but there are lower fee etfs from Vanguard that perform basically the same.
Would you recommend any etf? Is JEPQ not quality?
VWCE and chill is what I do.
Not bad ,pretty tech heavy or solely tech anyway. Not a bad thing but I like to spread out a little in case something goes south in one sector.
Eh? 27% is tech heavy for VWCE but jepq says they are 41% into tech.
From the data sheets I am seeing VWCE is more spread out as it follows international FTSE index while JEPQ only tracks US stocks.