I think that once a month is a bit too much though. I’ve been using credit karma and borrowell, and they both alert you when there is a hard hit on your credit or a new account added to your report, so you are easily informed if something happens.
I’ve seen so many people monitoring their credit every few days and worrying about a 10-20 points drop that I wouldn’t advise to monitor it more than once a quater, and I personally do a complete review of my reports once every 6 months (although I will admit that I may just check the score from time to time, especially when I receive the dramatic email your score has decreased, that I open the app and see that yes, my score has decreased by 1 pt…).
I think that once a month is a bit too much though. I’ve been using credit karma and borrowell, and they both alert you when there is a hard hit on your credit or a new account added to your report, so you are easily informed if something happens. I’ve seen so many people monitoring their credit every few days and worrying about a 10-20 points drop that I wouldn’t advise to monitor it more than once a quater, and I personally do a complete review of my reports once every 6 months (although I will admit that I may just check the score from time to time, especially when I receive the dramatic email your score has decreased, that I open the app and see that yes, my score has decreased by 1 pt…).