Welcome to the Rate My Portfolio megathread! This is the perfect place to share your portfolio and receive valuable insights from the community, helping you gain a fresh perspective.

To make the most out of this experience, please provide as much information as possible about your portfolio.

Remember, let’s keep the community clean and respectful by refraining from downvoting posts simply because you disagree. Instead, let’s encourage upvoting comments that contribute to the discussion.

  • MxWarpOPM
    2·
    1 year ago

    In my mid-30s, I have maximized my contributions to my TFSA and I am currently focusing on maximizing my RRSP this year. Additionally, I have invested some funds in an unregistered account.

    I currently hold a significant amount of cash in $CASH.TO as I am saving up to purchase my first property.

    Looking ahead, my long-term objective is to engage in dollar cost averaging by investing in $XAW.TO every two weeks over the next 20-25 years.

  • Affaires de Piasses
    2·
    1 year ago

    Sorry, don’t have a good infographic for my investments ;)

    35M, 35F, kids

    We also currently hold a significant amount of CASH.TO as we are moving from saving our money in HISA to investing it : it represents around half of our current holdings, and is decreasing every month at a pace we are confortable with.

    Excluding CASH, we have 2 model portfolios :

    • Registered accounts, based on XEQT with reduced exposure to Canada: •• 60% XUU •• 25% XEF •• 10% XEC •• 5% XIC

    • Non registered accounts, based on registered accounts with a tilt toward Fama and French factors: •• 75% of portfolio is based on the model of the registered accounts •• 17% AVUV •• 8% AVDV

    Those portfolios are balanced with new money or if they drift significantly (ie ±10%) from target.

    Long term, we plan to keep this investment strategy based on market capitalization.