• 14 Posts
  • 41 Comments
Joined 1 year ago
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Cake day: July 2nd, 2023

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    1. A house is not an asset if it’s the one place you can live cost-free in retirement.
    2. We all pay into the system with our taxes - including someone who earned enough to afford a home. Why should anyone not benefit from the taxes they paid?
    3. Anyone can be sick and in long-term care as they age, including ourselves. As we age, we may not be able to keep working. Those costs add up fast in our healthcare system. And we don’t get to make those choices up front for ourselves or our families. The bills come months if not years later. No one says what you owe until it’s too late. Why should anyone pay a cost they weren’t told would be coming?

    I can’t argue that the way the US provides many services based off wealth is fair - I believe we should have a universal system that we all benefit from. Why should someone making less than me get better services than me because my job offers worse insurance than they get? We should all benefit.

    But, if the choice is that no one benefits or that of our current system. I’ll choose our current system. Because I don’t know if I’ll be the one on the other side 40 years from now.















  • My partner and I just combined budgets rather than trying to split everything.

    Could you try YNAB together (no extra expense to you and you can offer it free) and use YNAB to split things as mentioned in comment? Or if you don’t mind losing some visibility then making a broad “together” expense category to pull from/put into?

    Also! Maybe try a different card? Plenty of good cards to try churning! But I agree - it’s frustrating when one doesn’t pull. My credit unions credit card does that.