In Buddhism, the concept of God as a powerful creator is not central. The question of “why terrible things happen” is addressed through the teachings of karma and interdependence. Terrible things occur due to the collective actions aka karma of beings, influenced by ignorance, attachment, and aversion, rather than a deliberate act of a deity. Thus, from a Buddhist perspective, the most aligned answer would be that terrible things happen because of the causes and conditions created by sentient beings themselves, rather than any of the options listed.

Attached it to the pen drive as a key tag

Which country has the highest millionaires in the world?

The U.S