A portion of the payment goes to interest and a portion goes to the principal. The first payment is almost all interest and a tiny bit of principal. The last is almost all principal and a tiny bit of interest.

As you reduce the principal you are paying less in interest each payment and more principal.

One way to greatly reduce your loan time is to pay one extra payment each year year having it go all to principal. That can cut 4-6 years of a 30 year mortgage.

So I’ve done research on what display traits work best for people for remote operation. An the answer is it varies a lot from person to person.

Everybody shows task improvement and likes it better as you increase to 30fps. From 30fps to 60fps most people improve and like the experience better but image quality starts to matter more. (we used different levels of compression for quality)

After 60fps most people benefit from better image quality and don’t get much from higher FPS . However there is a small group that shows a huge preference and improved preformance with higher fps even at the expense of much lower image quality.

The high FPS people responded instantly and vocally when we increased in the FPS during the test. So you may be in the high FPS group but you should be able to tell with a brief eyes on test of a high FPS system.

They used to do that but in the same episode. Is one of the reasons hour long shows often had an A story and B story.

It also made commercial breaks less jarring as you were already used to bouncing between stories.

Cancer

Orphan Black. The clones seemed a minor part of whatever Neolution was doing in session 1. By season 2 every tech not clone related is dropped.

The creators wanted session 2 to be a different cast and setting. A bunch of grad students that discovered the upside down. Netflix said no keep the kids they are popular.

So they used the original session 2 ideas for that episode.

The Rise and Fall of Sanctuary Moon.

That’s our school lunch program. Here is a gun, go kill something and eat it.

GNOME devs making a bad decision!? Never! /S

So I was on a jury. The officer involved testified on some things that made it sound very bad for the defendant.

Then we saw the body cam of part the interaction. Technically what he said was true but extremely exaggerated. Made us discount everything he said that wasn’t on video.

We ended thinking the defendant was probably guilty but they didn’t prove it so we decided not guilty.

Bimate removal of half.

Decimate comes from decimatus past participle of decimar removal of 1/10.

The main change in the games is it’s set after the assumed death of Geralt in the books. So it’s new stuff after the books. The popularity of the games made Sapkowski write more books that are different from what happens in the games.

And the Romney plan was based on the Republican counter offer when Bill Clinton was trying to get universal health care passed. Clinton rejected it as not good enough.

It’s a simple one frequency sound so a basic band gap filter should do it. Three might be a browser extension that does that.

Take nothing but pictures.

RTD lost me when he had the Doctor get a radiation dose and then danced around and moved it into his shoe.

Gone are the days when the Doctor solved problems with his mind. Now he just magics them away with his wand.

Rumors are he and Bad Wolf are out after the holiday special.

I’d rather see them bring back Alpha Centauri level costumes and effects than have RTD anywhere near the show. Get someone who knows how to write a good show.

Lower budgets and no fancy effects can force the writers to have to write an engaging story. I don’t want any new Who creatives still involved. I think other than a handful episodes of Eccleston and Capaldi I don’t ever want to rewatch any new Who.

Honestly you have to go all the way back to pre JNT before you get stories I enjoy watching.

Which is a strange decision because Disney is at it’s best when picking good existing stories and doing a quality adaptation.

It needs new blood but keep RTD far away from it. He is garbage at both story and character. I think he is responsible for more that 2/3 of all the fart jokes in Doctor Who.

I think it needs to go back to serials. Give stories enough time to setup problems and them actually solve them. The Doctor just magics hits way out of problems these days.

Sending Floyd to his death in Planet Fall.