You are making the mistake of assuming that people make a decision about what institution to bank with solely based on what kind of 2FA they provide. In reality, there are many other factors involved. I ended up banking with these institutions for a reason. And I don’t know what the overall situation outside the US, e.g. in Europe, is but I think in the US there are few banks that offer something better than SMS 2FA. Some will force you or invite you to use their special app (which may or may not only work with SafetyNet) instead, which is absolutely not an improvement except perhaps strictly in the security sense. I think there are a few experimenting with FIDO2 hardware security keys but that is the exception. This is a problem that requires regulation not telling random individuals that they just need to git gud at picking a bank.

It’s not owned by Meta and it’s relatively well-known. It’s older than Signal.

Seems like it is only for Europeans (and possibly even excluding non-EU citizens)? I have been using Zoho (free account) for many years (since I got rid of GMail) and while not explicitly privacy-focused they are not a data collection operation like Google/Alphabet or Meta. They make their money through providing paid accounts to businesses (competing with Google Suite). I have been very satisfied with them. They provide very good 2FA options and apps and I also use their WorkDrive (previously Docs) and Notebook.

Outside the US and maybe Japan, iMessage isn’t even a realistic alternative to any other messaging platform or SMS.

My credit union uses SMS for 2FA, so does my (online) bank. What “host of other options are available”? Do tell. But GTFO if you are going to suggest paying my health insurance premium or rural grocery store in Monero or some nonsense like that.

I don’t really understand the logic, but there are plenty of reasons to not be using Google Maps, so I will give my two cents.

I have had the best luck with MagicEarth. I still use Google Maps sometimes when I need to use the most reliable navigation or if MagicEarth can’t find something. When I was driving professionally I found out that sometimes MagicEarth (OSM) got residential addresses right when Google Maps did not but also vice versa. I have used HERE Maps (HereWeGo) in the past and also tried OSMAnd.

I bought an old Sony ereader on eBay a couple years ago but the battery is shot and apparently replacing it requires soldering?! I had been thinking about bringing it to a phone repair shop to get it fixed but now I think that is probably a no-go. Yesterday I researched how repairable the Kobo ereaders are and based on iFixit they seem pretty horrendous, even the newer Clara BW that has an OEM repair guide and official OEM parts available on iFixit (although it is marginally better than the old Aura HD). Now I am thinking I may just forego ereaders altogether. The repair situation with laptops, tablets and phones is bad enough nowadays. I don’t want anything to do with something even worse than that. I would get the PineNote but I am too poor to pay $400 for an ereader.

I have just been using my old iPad (with the low contrast feature enabled for bedtime reading) but obviously that is not great for privacy so I would have to use another device for some books. I could use an old OnePlus that I have but it has an AMOLED display so it’s not great for reading but maybe I can mitigate that with the right software and configuration.

I would just buy paper books but unfortunately that has its privacy issues as well, at least in my case. If one is in a shared living situation it can hard be to keep private what you are reading if other people are nosy. And even just buying paper books anonymously can be impossible if you cannot buy what you want to read with cash at a brick and mortar store. I have no idea how you anonymously order books online (and I am not talking about some dark web marketplace that accepts Monero and has 10 books). It is probably possible if you have enough money to throw at the problem, which I don’t.