dramaticcat@sh.itjust.works to 4chan@lemmy.world · 2 years agoAnon on credit scoressh.itjust.worksimagemessage-square248linkfedilinkarrow-up11.33Karrow-down154cross-posted to: [email protected][email protected]
arrow-up11.28Karrow-down1imageAnon on credit scoressh.itjust.worksdramaticcat@sh.itjust.works to 4chan@lemmy.world · 2 years agomessage-square248linkfedilinkcross-posted to: [email protected][email protected]
minus-squaredroans@lemmy.worldlinkfedilinkarrow-up3·2 years agoThat’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions. FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.
That’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions.
FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.