Money changer will always go this route hence why laws must be put in place to promote this.

Practically EU can’t compete with US payment networks but I think going open source would permit them to actually compete. Not sure if there is sufficient political will to get it done.

EU governments wasted decades of spending on EU mega corps… Same way Germany wasted decades to fund Russia…

EU using all that tech spend on open source and actually using that open source could really fuck american corpos while giving us an out from dystopia they are building