The only person that benefits from a guaranteed annuity is the person earning the commission from selling it.

And before some idiot says “oohh well what if they can’t control their spending?”, if they’re really that bad then they need a conservator, not an annuity.

Why would you do an annuity? Any diversified total market index would get you more money in the long run.

Fuck outta here with this bullshit.