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    • Affaires de PiassesOPM
      5·
      11 months ago

      I see 3 points you should have in mind :

      • you don’t get a guaranteed rate, the rate could go up or down at any time

      • cash ETF aren’t insured, so even though limited, counter party risk exists (ETF manager or deposit bank failure)

      • OSFI is currently reviewing these ETF because banks complained about them, so things may evolve for them in the next few months

      • fresh@sh.itjust.worksEnglish
        3·
        11 months ago

        Ah right, you pay for the liquidity with rate volatility.

        I really hope the banks don’t get their way. It sounds like they just don’t like the competition.