I get that there won’t be any security updates. So any problem found can be exploited. But how high is the chance for problems for an average user if you say, only browse some safe websites? If you have a pc you don’t really care much about, without any personal information? It feels like the danger is more theoretical than what will actually happen.
Or… are there any examples of people (not corpos) getting wrecked in the past by an eol OS?
Drive-by downloads exist. They can come from “safe sites” via an ad network and if you are running an EOL OS, chances are you are running an EOL web browser with some well known remote code exploit