As Japan nears an end to eight years of negative interest rates, a regional lender in Kyoto is offering e-learning to train up staff who have no experience lending money or collecting deposits in a positive interest rate environment.
One of the sessions, targeting roughly 3,300 Bank of Kyoto (5844.T), opens new tab employees, explains why interest rates are important, how the lending rate is set and how rising interest rates affect the bank’s business and its clients.
https://www.reuters.com/markets/asia/boj-wont-sway-japans-trillions-investment-abroad-2024-03-18/
Even as the Bank of Japan prepares for a pivotal change in monetary policy, analysts say much more will need to be done to materially shift the roughly $3 trillion of yen Japanese investors have parked in global bond markets and yen trades.
Japanese investors have invested trillions of yen overseas in their quest to earn anything better than the near-zero returns at home under the BOJ’s decades-long effort to end deflation.
What a mess. :P