Do you happen to know banks that meet these criteria?
- Telephone banking (of some fashion) provided
- TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
Do you happen to know banks that meet these criteria?
Note that the bank’s 2FA (eg online banking login) is different to a credit/debit card’s 2FA (VISA, Mastercard).
When you use a card for an online purchase on a website configured to force 2FA on purchases (some do this to prevent CC fraud) I believe your only option is SMS. I was told by my bank that this was enforced by VISA and Mastercard, they could not change it.
Do you mean 3DS?
Didn’t know that term until now. Possibly? Looks like 3DS is a process like what I’m describing, but I don’t know if it’s the only implementation.