Maybe I’m misinformed but I believe anyone can get a fixed or variable mortgage of whatever term they choose - the part that is negotiable is the rate on that debt.

So like with good credit or a bigger downpayment you can get a lower rate, but either way you can still probably get a 10% 5y fixed I think almost anywhere.

(I might be off - haven’t looked at rates in a while)

PS. Sorry about that other rude person. There’s nothing wrong with not knowing something, as long as you’re willing to learn

That’s not true in the slightest.

Lmfao.

No they’re not hahah No wonder u don’t own a house…too dumb