I’ve just heard of someone doing that and it ended badly, but that was because the person over contributed. I wonder if it would be legal/smart for me to do that? I don’t make enough to max out my TFSA and don’t take risks investing (only invest in global ETFs and bonds).
Yeah, there might be some slight gain to be made especially now with interest rates falling again. But my feeling is OP is young and probably would benefit more from building up an emergency fund if they’re feeling a bit cash poor.