Yeah, it’s not perfect, but it works well enough to get what I wanted: see unexpected expenses from my vast array of credit cards. I’ve caught fraudulent transactions my bank didn’t, so that’s nice.
I don’t actually do strict budgeting with it, I mostly just want to see generally where our money is being spent, and I prefer to keep those transactions as private as possible (well, outside of my banks selling my transaction data to data brokers, that is…).
Ah. Yeah I’m trying to find an alternative to YNAB since they keep upping their annual fees but the service works so well for me that the price is probably worth it anyway.
But hey, there are free options (Actual and Firefly), so there’s no harm in trying them out. If you can replicate your setup in YNAB, you might just save yourself some money. But definitely don’t ditch it until you’ve gotten everything set up first.
Yeah, it’s not perfect, but it works well enough to get what I wanted: see unexpected expenses from my vast array of credit cards. I’ve caught fraudulent transactions my bank didn’t, so that’s nice.
I don’t actually do strict budgeting with it, I mostly just want to see generally where our money is being spent, and I prefer to keep those transactions as private as possible (well, outside of my banks selling my transaction data to data brokers, that is…).
Ah. Yeah I’m trying to find an alternative to YNAB since they keep upping their annual fees but the service works so well for me that the price is probably worth it anyway.
Yup, probably.
But hey, there are free options (Actual and Firefly), so there’s no harm in trying them out. If you can replicate your setup in YNAB, you might just save yourself some money. But definitely don’t ditch it until you’ve gotten everything set up first.