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cross-posted from: https://lemmy.ml/post/16038479
Marxist Financial Advice
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“Almost a third on rent”? What utopia do they live in?
Right now a simple 2bd apartment averages $2450 where I live and this was always know as the cheap Canadian city! Bonkers!
So it’s either the city or the forest? Rural towns, commuter cities, farmer villages…
I think it’s meant to be a joke.
Imagine being able to afford rent. I just live with my parent and hate it every day!
Oh look at “can live with their parents” over here. How luxurious!
Writing over the internet? Look at Mr moneybags over here!
Hey now, you could probably downgrade to a 1bd and save $200 a month
here in sweden most cities have some amount of municipal housing, where you can get a family-sized apartment for like $1200 equivalent, or a studio apartment for $300-400
it’s almost like socialism works, and it works so fucking well that they have to legally restrict the municipal housing from being more than like 17% of the housing supply lest it nuke all private landlords from orbit
It’s 3,100 where I live… And these are American dollars. I’m tired…
Is the average salary 3600? Then it would check out.
Worse, actually. My net at $58,000CAD got me $3,600/mo. If I wanted a simple 2bd today it would be now two thirds of my take-home. The friend who rents my guest bedroom has become my roommate over the last few months as they’ve been unable to find a place that’s even vaguely reasonable.
Well, two salaries of 58k would make it one third total income (like in the comic).
Otherwise, why would a single person need a two bedroom apartment?
Maybe for some fucking dignity? Maybe because people deserve some life alongside their survival?
A working person who’s in their career should be able to afford more than a one bedroom apartment. That second room could be for hobbies, a work-from-home office, a guest bedroom, a library, whatever. And that’s just in an ideal situation but what if they’re a single parent(could be for any reason including something completely unavoidable like their spouse passing away for some reason) who needs a room for their child? And while I’m on about it, those people are a couple who would share a bedroom so then what? Pretty much every single person needs personal space away from their partner from time to time and the shared bedroom ain’t it.
Rich people don’t need boats or luxury vehicles yet they always seem to find excuses for that but having a 2bd apartment is considered irresponsible spending and that’s horseshit. It’s not the employee’s job to debase themselves in every aspect of their lives so someone who clearly can’t manage a business effectively can pretend they have any skill in doing so.
I lived with my parents, then I lived in a shared apartment, then I lived in a studio apartment, I had dignity and life. You don’t need 3 rooms per person, you don’t need a yacht, you don’t need servants. If you can afford them good for you, but holy privilege demanding that as if it was a bare necessity.
Congrats for you. Here’s the thing, the reason we can’t all have enough to be comfortable isn’t because life is hard, it’s because the resources are kept from us by thieves we hilariously call “elites”.
I’m sorry that I want a better life than scraping by. I’m sorry I don’t love the taste of boot the same way you do. I’m not asking for a mansion you fucking donut. I didn’t ask for servants or yachts or any of that shit. I’m asking for literally one more room and for good reasons which I have already outlined. If you can’t win the argument without completely making shit up then accept the loss and back down.
Just one more room. Just one more car. Just one more servant.
If you want to live in luxury, earn it.
This must be an old comic. They’re only spending a third of the money on rent.
Yeah there used to be a time when, in order to qualify for renting or buying a dwelling, candidate had to prove to the housing industry that they earned three times the amount of rent or mortgage. Is that still a thing?
Don’t ask me. I’m getting my house the old-fashioned way.
Squatting?
Eminent domain?
Inheritence.
Oh. Well maybe you don’t deserve to be the recipient of a family member’s house when you don’t even know how to spell the word inheritance.
Some of us are a little too busy taking care of a parent to lrn how to spel wrds corektly.
Everyone needs to read “Hell’s Angels” by Hunter Thompson.
There’s a chapter where he lays out the economics of being a biker/hippie/artist circa 1970.
An Angel could work for six months as a Union stevedore and make enough to hit the road for two years. A part time waitress could afford an apartment for herself and her musician boyfriend.
But how many super yatchs were there in the seventies?
Checkmate workers
That’s another thing I always mention.
When Ronald Reagan took office, ‘middle class’ was defined as one Union salary job supporting a family of four, and $1 million was considered a vast fortune.
By the end of Bush Sr’s term, ‘middle class’ was two jobs to keep the family going, and $1 million was what a rich guy paid for a party.
Marx Financial Freedom Steps
- Buy a gun and ammo
- Revolt against your oppressors
- Don’t profit because profit is bad
- enjoy the freedom of not needing an employment to live, and presumably free public transport letting you go anywhere at any time without needing to think about access to fuel or parking or how to feed and house yourself while you travel
Step 1: buy useless shit.
…
I love the comic where he plays Monopoly and flips the fuck out
I think you might be missing the point of the comic.
The point being that the supposed financial advice is really stupid and outdated/suspect
Just absurdly impractical for an everyday couple.
And all that avocado toast! I mean really!
