Has anyone here used Revolut? How does it compare to privacy.com for EU users?

Can you use the tap to pay on your phone without using Google Wallet?

  • Fleppensteyn@feddit.nl
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    26 days ago

    No, you have to link Google if you want to pay with your phone. But you can also just get their physical card instead.

  • INeedMana@lemmy.world
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    26 days ago

    I’m not sure what “tap to pay” is and I haven’t used privacy.com. But you can attach your Revolut card to NFC in phone. Without going through Google Wallet
    It also issues one-time cards that get destroyed after one use
    In general it’s pretty handy, even if as pre-paid account

    But how private your data really is, that might be hard to answer

    • MicrowavedTea@infosec.pub
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      26 days ago

      Do you have any sources for attaching a revolut card to the phone’s NFC? Is that a service they provide in their app or do you mean copying the card chip manually?

      • INeedMana@lemmy.world
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        26 days ago

        WDYM by source? You just open phone settings, NFC and choose Revolut to be the app to be used with NFC
        If you choose to be issued physical card there probably is a way to just copy it physically into NFC but I haven’t used that
        Revolut is just another bank. It’s just a little less behind the times than most

    • redhotelrwandarhythmOP
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      26 days ago

      Can you elaborate But how private your data really is, that might be hard to answer

      Is there a limit to one-time cards.

      • INeedMana@lemmy.world
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        25 days ago

        Is there a limit to one-time cards

        There should be something about that in the Revolut EULA or something like that. But I’ve never encountered it. The moment the payment goes through, a new card appears in the app

        Can you elaborate But how private your data really is, that might be hard to answer

        It’s a business. A closed source. They are of course bound by laws and regulations but there’s practically no way to make sure they aren’t selling transaction data/statistics under the table. Also, the cards issued by them are either visa or mastercard (IDR), so these companies have that info too. And I’d bet they sell transactions analytics
        Then there’s also the matter of telemetry. Apart from telemetry gathered by the app for Revolut, I guess there’s no way to use it without Gapps

        FWIW I did not notice an influx of spam after registering an account. But that doesn’t prove anything, of course

        We can’t inspect the code of the app. So it’s probably only as private as other bank apps