If I can’t save for retirement, I might as well have a nice bike and a nice gaming PC.

If I were in the average millennials’ or gen-zs’ shoes, I might be spending it on drugs.

• https://en.wikipedia.org/wiki/Disease_of_despair
• https://en.wikipedia.org/wiki/Social_murder

Retail therapy

I don’t have any savings but i do have a nice VR headset