I’m planning to open a new chequing account in the near future, and I’m contemplating bailing on RBC. I’ve been with them for a very long time, and one possible outcome is that I’ll just open a new RBC account and be done with it. That’d be… fine.

But for a variety of reasons (including my satisfaction with RBC trending steadily downward), I’m thinking about opening this new account elsewhere. I don’t have a ton of hard requirements, and I’m not really sure what to look for in a bank, but the following would be nice:

• Good online banking experience, particularly desktop (RBC is shockingly bad at this)
• Good credit card; easy to make payments from the new account
• Minimal fees
• Easy e-transfers
• Real security (another thing RBC is terrible at)
• Neat rewards would be cool
• Low-fee, low-friction investing would also be cool-- I don’t really do much investing, but I’d like to be able to

Any suggestions would be great, including anti-suggestions if you happen to know of a bank that I should avoid.