It’s because hospitals and insurance companies collaborate to inflate prices to skim money off the top.
A procedure that should cost $1,000 anywhere else is magically $10,000 in America so that Americans pay $1000 out of pocket and then the insurance company pays $9000, because they already collected $20,000 from the collective pool of Americans paying for their “service” since it’s “unaffordable” to not have insurance since insurance companies have increased the price to make it so they are necessary.
I have a decent public healthcare, but also a private one from my employer. It’s around 950 euros/year… And I don’t have to pay anything out of pocket for 99% of stuff. I haven’t paid anything in the last 10 years, aside from the medicines which are generally very cheap and some visits for my son (sleep coach and stuff like that)
US health system is a scam.
HOWEVER, I’m seeing enshitification looming. More than once I’ve been recommend unnecessary treatments or out of pocket ones when there were some covered or even free. Last time I went for a dental cleaning they had me locked with a sales person trying to offer brackets.
It’s because hospitals and insurance companies collaborate to inflate prices to skim money off the top.
A procedure that should cost $1,000 anywhere else is magically $10,000 in America so that Americans pay $1000 out of pocket and then the insurance company pays $9000, because they already collected $20,000 from the collective pool of Americans paying for their “service” since it’s “unaffordable” to not have insurance since insurance companies have increased the price to make it so they are necessary.
I have a decent public healthcare, but also a private one from my employer. It’s around 950 euros/year… And I don’t have to pay anything out of pocket for 99% of stuff. I haven’t paid anything in the last 10 years, aside from the medicines which are generally very cheap and some visits for my son (sleep coach and stuff like that)
US health system is a scam.
HOWEVER, I’m seeing enshitification looming. More than once I’ve been recommend unnecessary treatments or out of pocket ones when there were some covered or even free. Last time I went for a dental cleaning they had me locked with a sales person trying to offer brackets.